Happy Diwali

Happy Diwali 

Diwali Message to Junior Analyst Team

Good morning..

Team...

You all are doing very well...

I think we are (including me) improving day by day at our individual level as well as team.

And you also may feel that...

Still Sky is the limit..  

Improvement is journey...

Once we achieve our goal, we become stagnant and our growth stops....

So I want we all enjoy our journey towards our personal as well as team growth... 

that we can feel real happiness of satisfaction and daily improvement.

*Wishing you all a Happy Diwali 🎇 in advance..and a Prosperous New Year.*

Reliance Growth fund Story by Kirtan A Shah on X on 15/10/25

*Inspiring Stories.:*

A 1L investment in the Nippon India Growth / Midcap Fund would have become a little over 4cr in 30 years. That is 400 times in 30 years. A CAGR of staggering 22% for 30 years.

 

But I can guarantee you that if I take you back to 1995 & you have to start investing in the fund again, you will not get this return. Let me explain,

 

Just in the last 1 year between 2024 & 25, Nifty has generated 0% returns, midcap has generated -3% and smallcap has generated -8% & investors are getting jittery that their portfolio shows negative return or 3-4% positive return where as they were expecting atleast 12% in 1 year. 

 

If you look at the Nippon fund’s journey for the last 20 years (not 35) peak to trough (rounding off)

- It fell 63% in the 2008 crises

- It fell 30% in 2010-11

- It fell another 30% in 2012-13

- Another 30% in 2015-16

- 40% in 2020

- 20% in 2022

 

And yet delivered the 22% CAGR over 30 years. Do you have the mindset to stay invested? Most don’t & hence they cant make wealth by investing!

By Kirtan A Shah. CFA

My Experience and comments.

My Personal Experience..

It wat time when In 2017 when we started journey of advising and wealth creation for friends with just a thought in mind that people is knowing nothing, better we can guide and show right path...

We attended A huge seminar in five star hotel full of more than 500 advisor was hearing to Mr. Sunil Singhania who was then Fund manager of this fund Nippon india Growth fund ( then it was Reliance Growth fund and name of fund changed later)

At that time this fund was down 30% while others are doing quite better...

One of gentleman asked this worries to Sunil Singhania...

And the bold answer from stage on in such a crowd was amazing...

This fund will be best return giving in future....he said.

Moral of the story.

Staying invested is important rather than near term Chaos and ups and downs in the near term performance of the fund.

*Be patient. Be invested.*

My own Sculpture

Thank you Krishna,

For blessings another wonderful day as a beautiful opportunity to make me up..

We are the creator of our own sculpture...

And how beautiful our sculpture depends fully on our vision. So to have vision in our life is the first steps towards our success...

And How glourious our vision depends upon our selection of priorities in each and every single moment....

Making a iconic sculpture or genius is not a single moment job, it's combination of restless tiny daily efforts to deliver our best and habits of winning and delivering the best...

We are fortunate to calibrate our each moment and moving ahead towards our goal....
Not for regret but to improve ourselves and continuous monitoring is required. Make as  little goal as you efford....

As tinier the hammer, beautiful the sculpture..

Same way as you divide your day in tiny fractions of timely goals, will give more frequencies to make you glorious in short....

Believe in yourself, World will definitely follow you. Don't wait for them. Never ever allow others to spoil your visionary sculpture...

Have a wonderful day ahead... Make your most beautiful sculpture.

Listen and Prayer

Thank You..

God for giving me an another opportunity to do the best of mine and shower blessings to help everyone who is needful.

Thank you for superior health,  ample wealth and social circle to make as per your wish.

To  listen someone is an art. I believe that to someone is a job of patience, great courage and granularity so that the one whom you listen will feel better and relaxed..

All the time we are not able to solve all their problems, but we can pray for him atleast.

And I'm strongly believer of prayer has magical powers that we even can't imagine..

My powers are increasing, people believe and act firmly upon i say...

Magic is in life, thought...

Have a nice day, Wonderful day...

Barai Jayesh-Personal

my name is barai jayesh